The Total Money Makeover
A Proven Plan for Financial Fitness
In The Total Money Makeover - revised 3rd edition (Thomas Nelson, January 2010), Dave Ramsey condenses his 17 years of financial teaching and counseling into 7 organized, easy-to-follow steps that will lead people out of debt and into a Total Money Makeover.
The 3rd edition of this wildly popular book includes brand-new true stories from everyday people who have followed Dave’s advice and are now winning with their money. The Total Money Makeover is a plan designed for everyone regardless of income or age.
Sales of The Total Money Makeover have exceeded three million copies sold. It has appeared on the New York Times, Wall Street Journal, USA Today, Business Weekly, and Publisher’s Weekly Bestsellers list more than 160 times!
This isn’t theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: You.
Readers of The Total Money Makeover will learn:
• design a sure-fire plan for paying off ALL debt
• recognize the 10 most dangerous money myths
• secure a big, fat nest egg for emergencies and retirement
• positively change your life and your family tree!
Dave Ramsey is a personal money management expert, an extremely popular national radio personality and best-selling author of The Total Money Makeover. In his latest book, a follow-up of his enormously successful New York Times best-sellers Financial Peace and More Than Enough, Ramsey exemplifies his life’s work of teaching others how to be financially responsible, so they can acquire enough wealth to take care of loved ones, live prosperously into old age, and give generously to others.
Ramsey knows first-hand what financial peace means in his own life – living a true rags-to-riches-to-rags-to-riches story. By age twenty-six he had established a four-million-dollar real estate portfolio, only to lose it by age thirty. He has since rebuilt his financial life and now devotes himself full-time to helping ordinary people understand the forces behind their financial distress and how to set things right – financially, emotionally, and spiritually.
Ramsey offers life-changing financial advice as host of a nationally syndicated radio program, “The Dave Ramsey Show,” which is heard by nearly 4.5 million listeners each week, on more than 450 radio stations throughout the United States. On Oct. 15, 2007, Ramsey added television host to his title when “The Dave Ramsey Show” on Fox Business Network debuted nationally.
Ramsey earned his B.S. degree in Finance and Real Estate from the University of Tennessee. A frequent speaker around the country at large-scale live events, Ramsey is a passionate and inspiring presenter who is at ease on both sides of the mike. More than 650,000 people have attended Ramsey’s LIVE events.

